Academy of Finance
Personal Finance Syllabus
Personal Finance Syllabus
Mrs. Gandy
Business Teacher / FBLA Advisor/Academy of Finance Director
Contact Info:
Demopolis High School
701 Hwy 80 West
Demopolis, AL 36732
School: (334) 289-0294
Email address: kgandy@dcsedu.com
Planning Time: 1st Period (7:55– 8:48)
After School Lab Hours: By Appointment ONLY
DHS MISSION
The mission of Demopolis High School is to promote
excellence in academic and extra-curricular activities, to develop productive
citizens in a safe environment, and to employ a team of highly-qualified
personnel who will implement the latest support materials and strategies.
Course Title: Personal Finance
Instructor: Kelly Gandy
Text: Business & Personal Finance
Prerequisite: None
Course Fee: $20.00
FBLA Fee: $30.00
Program: Finance Academy
INSTRUCTIONAL PHILOSOPHY
Employees are expected to meet all company goals and apply knowledge
through real life situation. A variety
of training methods are employed to teach decision-making, problem solving,
communication, and employability and technological skills to employees of
Tiger, Inc. Techniques include the use
of small and large group discussions, lecture, independent study, simulations,
gaming, demonstration, peer teaching, project-based and cooperative learning
methodology. Hands on and problem
solving experiences are utilized to allow employees to become engaged in the
learning activities, learn appropriate business protocol, and to practice
desired behaviors and attitudes.
Employees are expected to become actively involved in activities,
experiences, and assessment that deal with applying, synthesizing, and
evaluating knowledge and skills. Tests,
performance assessment, laboratory work, project reports, assignment completion
and project presentation are used in assessing employee learning and progress
throughout the course.
COURSE DESCRIPTION
Personal Finance provides students with
opportunities to develop skills for solving real-world problems. This course
focuses on addressing personal financial planning, financial services,
budgeting, investments, insurance protection, credit management, consumer
purchases, and consumer rights and responsibilities.
CO-CURRICULAR ACTIVITIES
FBLA is a co-curricular component of the
Business/Marketing program. This student
organization will enhance classroom instruction, develop leadership skills, and
provide opportunities for professional growth and service. The fee to join is $30.00
PROGRAM GOALS
To provide students with the knowledge and skills
necessary for economic success in the twenty-first century and to provide
employers an adequately prepared workforce that meets labor market demands.
- To
encourage critical thinking skills.
- To
promote educational values including economic understanding and consumer
competencies.
- To
promote character growth and development including human relations, good
work habits, positive attitudes, and ethical standards.
- To
provide a realistic understanding of the work environment.
- To
enhance employability skills
- To
reinforce basic skills in such areas as communication, mathematics, and
technology.
- To
simulate interest in career development.
- To
foster an appreciation of the free enterprise system.
COURSE GOALS
The student will be able to:
- Manage
limited personal financial resources and recognize that more of the wants
and needs of members of a society can be satisfied if wise consumer
decisions are made.
- Learn
the steps in the financial planning process giving the student a solid
foundation for making all financial decisions.
- Develop
a marketing plan for an entrepreneurial venture.
- Manage
a payroll system.
- Prepare
tax reports.
- Maintain
personal budget records.
- Understand
banking and financial terms related to the industry.
- Prepare
bank deposits, savings deposits and maintain checking accounts.
- Calculate
simple and compound interest.
- Determine
the principal components of spending.
- Explore
the loan process.
- Identify
types of risks and risk management methods.
- Evaluate
housing alternatives.
- Examine
factors affecting differences in interest rates.
- Describe
desirable work characteristics.
- Calculate
payments for purchases on credit.
- Understand
investment strategies and financial planning.
- Actively
participate in the Future Business Leaders of America student
organization.
ESSENTIAL QUESTIONS
- What
should students know in order to make educational and lifestyle decisions
today to ensure they are employable tomorrow?
- What
information do students need in order to create a financial budget?
- How
should young people invest their money?
- How
can organization skills be applied to complete and manage financial
operations?
- How
can agencies that regulate national and international financial markets in
order to protect investors?
- How
can a business develop and maintain a financially stable business plan?
- What
information do students need in order to evaluate, analyze, and apply
before making financial decisions?
CULMINATING PRODUCT(S)
Students will:
- Create
a basic financial plan of how the student imagine themselves at the age of
25
- Create
a trifold display that provides highlights from the pamphlet; the goal of
the trifold display is to convince visitors to the Financial Literacy Fair
to read the pamphlet.
RESOURCES FOR INSTRUCTION
Next Gen Personal Finance (NGPF)
Canvas
Google Classroom
Microsoft Office 2016
Windows 10
Internet Access
SmartBoard
Computer Access
MATERIALS
Bring the following to class every day:
·
2” 3-ring binder
·
Pen
·
Pencil
·
Ear Phones or buds
**Each student is responsible for all books,
papers, pens, etc. necessary for the day’s lesson. Hall passes will not be used to get
materials.
ASSESSMENT PROCEDURES
Employees will receive a bi-weekly softskill assessment. The softskill
assessment will be counted within the 30% portion of your grade each 9 week
period. Each employee will be assessed 4
times of each 9 weeks. Employees will be
given a rubric and assessments will be available to employees at all times. The following:
- Disrespect
of peer or teacher.
- Destruction
or abuse of school property/equipment.
- Tardiness.
- Not
being on task.
- Not following safe work practices.
COURSE EVALUATION
Homework
|
10%
|
Daily Assignments/SoftSkills
|
30%
|
Written/Performance
Based Tests
|
60%
|
Total 100% pre-exam grade
|
*A minimum of 4 or more written/performance based
test grades will be taken per nine weeks.
*A minimum
of 4 or more daily assignments & softskills grades will be taken per nine
weeks.
* A minimum
of 2 or more homework assignment grades will be taken per nine weeks.
GRADING SCALE
A 100-90%
B 89-80%
C 79-70%
D 69-60%
F 59-0%
COMPUTER USAGE
The employee is expected to abide by the Demopolis
City School’s computer usage agreement.
Any employee caught misusing the equipment and software will be referred
to the administration, appropriate action will be taken. If any financial loss is incurred, the
employee will be responsible to pay.
CELL PHONE USAGE
Cell phone use is prohibited in the classroom unless instructed by the teacher. Students will deposit their cell phone into the designated storage bin at the beginning of class and will collect it on the way out the door AFTER the bell rings. The office manager will account for each bin and if the students deposits their phone daily then softskills will not be deducted from their grade. If a student does not abide by the cell phone rule and is caught using their phone then 1st offence will result in "cell jail" for the day and can be picked up after school. 2nd offense will result in it being turned into the office. Lose of softskills will occur in both instances.
CELL PHONE USAGE
Cell phone use is prohibited in the classroom unless instructed by the teacher. Students will deposit their cell phone into the designated storage bin at the beginning of class and will collect it on the way out the door AFTER the bell rings. The office manager will account for each bin and if the students deposits their phone daily then softskills will not be deducted from their grade. If a student does not abide by the cell phone rule and is caught using their phone then 1st offence will result in "cell jail" for the day and can be picked up after school. 2nd offense will result in it being turned into the office. Lose of softskills will occur in both instances.
BASIC COMPANY RULES
- Be On Time
- Be Respectful (to others and equipment)
- Be Prepared
- Be Resourceful
- No Food, Drink, Candy, or Beauty Products
- No cell phone
Tiger, Inc. Policy Manual
OFFICE RULES (in addition to basic company rules)
- Place
backpack under work station (safety issue).
- Speak
at appropriate times, using appropriate voice and language.
- Respect
other people’s and the school’s property.
- Keep
your hands to yourself.
- Do not
prevent other students from learning.
- Come
to class prepared to learn.
- Do not
access the Internet (unless instructed by the teacher) or play games on
the computer during class time.
- Do not
mark on the computers screen, mouse, keyboard, or desktop for ANY reason
with a pen or pencil.
- Do not
mark with pen or pencil on the desk/work area.
- Do not
attempt access restricted sites such as YouTube, Facebook, Twitter, etc.
- Do not
place a personalized screen saver or change the display properties of a
computer.
- No
“rough housing” or playing allowed in the computer lab.
- All
rules in the DHS handbook will be enforced.
PROFESSIONAL BEHAVIOR
Professional behavior and attire will be expected
from all company employees. Those
choosing to wear inappropriate clothing will be referred to the administration.
A company’s success depends on the ethical behavior
of its employees. Our company will not
tolerate unethical employee behavior.
Examples of unethical behavior include but are not limited to cheating,
stealing, disrespectful behavior towards directors, managers, or other
employees, inappropriate language, sexual harassment, misuse of technology,
misuse of company resources, playing computer games, visiting non-academy
related websites, and wasting academy time (unproductivity).
Students will abide by the terms set forth in Tiger
Tiers. Any breach of policy by employee
will be noted in the employees’ file and will be taken into consideration
during quarterly evaluations.
ATTENDANCE POLICY
An employee should always be at work unless he/she
has an extreme illness or family emergency.
Tiger, Inc. is a company and each employee has daily responsibilities
which make attendance important.
Appointments and personal commitments should not be scheduled during
“company” time. Employees will be
expected to be at work daily unless prior notification is given. A memo must be addressed to the company
director 5 days prior to any scheduled absences. The Office Manager and Vice President must
call in to Tiger, Inc. before any anticipated absence or lateness just
as he/she would for a job. The phone
number is (334) 289-0294 ext. 5208
Punctuality as well as attendance is
important. It is imperative, therefore,
that employees develop the habit of arriving to work on time and being prepared
to start work immediately. A bonus of
one point will be given at the end of each grading period for any employee with
NO tardies for that grading period. If
an employee has 3 or more tardies per grading period his/her performance
evaluation will be affected.
HALL PASSES
Each
employee will be provided with 2 Hall Passes per 9 week period. These passes are to provide employees with
the opportunity to use the restroom when they have not had time. If the employee is tardy to class due to
restroom use, they may turn in a hall pass to prevent them from receiving a
tardy. If the employee does not use any
of the Hall Passes throughout the 9 weeks, the passes will turn into extra
credit at the end of the 9 weeks.
AFTER SCHOOL LAB HOURS
If
you need extra time to finish your work for the day, you may come to the office
that same day and finish your work in Tiger Period. No extra time (beyond the current day) will
be given for work unless it is from an excused absence. Students who miss work AND have an approved
excuse may sign the weekly appointment book to schedule a time to complete
make-up work. Absolutely no make-up work
will be completed during regular business hours unless the employee has
completed the day’s work and is able to complete the make-up work before the
office hour ends. Otherwise, all make-up
work will be completed during Tiger Period or by appointment.
*** If an employee signs the appointment book and does not show up for
their appointment to make up their work, the employee will earn a zero for that
assignment. The employee should not sign
the appointment book and have a conflict with another scheduled appointment.
***
CHEATING
Cheating
will not be tolerated. If an employee is
caught typing on another employee’s computer, using a document produced by
another employee, printing off a paper for another employee, talking during a
test, or doing anything else that would have the director believe the work
turned in or used was not the sole product of that employee, all employees
involved will receive a zero on the assignment, and will not be allowed to make
it up.
SUBSTITUTES
If
a substitute is in the classroom, the employee is expected to show the utmost
respect for the individual. Employees
are to refrain from using the computers when a substitute is present. Any employee that is a problem for a
substitute may be required to come in before or after school and type a memo of
apology to the individual. This will count
as an assignment. Employees may be
referred to the administration.
QUESTIONS
If
your employee is having any problems or concerns for this class, please contact
me at the school. If I am not available
to answer your call, please leave a message and a time it is convenient to
return your call. I check e-mail
regularly so please don’t hesitate to contact me.
This program is a great opportunity. Your success and the number of competencies
you achieve are totally up to you.
I look forward to having a wonderful year!
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